Review Contract Details

Access

Use this routine to view all details pertaining to a selected contract, as well as perform a variety of actions such as Update Contract Status, Merge/Refinance Contracts, Adjust Payment Terms, Adjust Contract Balance, Defer Installment Payments, Forgive Late Fees, and more.  

The Review Contract Details screen remains in the background behind the aforementioned screens. When you close any of those screens, the system returns to this screen, where you can perform other functions related to the contracts.

ContractThe contract number and classification display here.

CustomerThe customer code and name display here.  Click the Action button to access Advanced Customer Settings for the selected customer.

Co-applicantIf the contract includes a co-applicant, the co-applicant's name displays here.

Co-signerThe contract includes a co-signer, the co-signer's account number and name display here.  Click the Action button to access Advanced Customer Settings for the co-signer.

Status

WrittenThe date the contract was written displays here.

ActivatedThe date the contract was activated displays here.
 

ClosedIf this is a closed contract, the date the contract was closed is displayed here.  

NotesClick the Search button to access the Installment Notes screen, where you can enter or edit notes related to this contract.

Terms

Click this button to access the Adjust Payment Terms screen.

MonthsThe term length for the contract displays here.

Months No InterestIf this contract includes a "no-interest" period, the number of months interest is not charged is displayed here.   

Annual Percentage RateThe annual percentage rate displays here. Click the extra Action button to access the APR Values window. This extra Action is only available if the APR values are different.
 

Elapsed MonthsThe number of months elapsed (passed) since the activation of the contract displays here.

Months ExtendedIf the contract has been extended, the number of months added to the original term months is displayed here.

Months No PaymentsIf this contract includes a "no payments due" period, the total number of payment-free months is displayed.  

First DueThe date the first payment is due displays here. Click the Search button to access the Contract Amortization Schedule.

Payments ofThe monthly payment amount (excluding the final payment amount) displays to the right of this field. The number of months in the contract that this payment amount is due displays here.

Payments of $

Final Payment isThe final payment amount displays here.

Payments RemainThe number of payments left on the contract displays here.
 

InsuranceThe insurance plan, if any, associated with this contract displays here. Click the Search button to access the Contract Insurance Codes screen.

If the Exclude Contract from Auto Pay field is checked on the Adjust Payment Terms screen then Excluded from Auto Pay! displays in the upper right-hand corner of the Terms section

PrincipalThe principal amount of the contract displays here.  The Original Amt column displays the original amount financed, and the Adjusted Amt column displays the amount after any adjustments have been made to the principal amount via Adjust Contract Balance.

Refinanced PayoffThe refinanced payoff amount of the contract displays here if the contract has been refinanced.  The Original Amt column displays the original refinanced payoff amount, and the Adjusted Amt column displays the amount after any adjustments have been made to the refinanced payoff amount via Adjust Contract Balance.

MiscellaneousThe miscellaneous fees, if any, of the contract display here.  The Original Amt column displays the original amount of the miscellaneous fees, and the Adjusted Amt column displays the amount after any adjustments have been made to the miscellaneous amount via Adjust Contract Balance.

InsuranceThe insurance amount of the contract displays here if the contract has any insurance plans associated with it.  The Original Amt column displays the original insurance amount, and the Adjusted Amt column displays the amount after any adjustments have been made to the insurance amount via Adjust Contract Balance.

InterestThe interest amount of the contract displays here. The Original Amt column displays the original interest amount, and the Adjusted Amt column displays the amount after any adjustments have been made to the insurance amount via Adjust Contract Balance.

Total ContractThe total amount of the contract displays here. The Original Amt column displays the original contract amount, and the Adjusted Amt column displays the amount after any adjustments have been made to the insurance amount via Adjust Contract Balance.

Remaining BalanceThe remaining balance of the contract after any payments and/or adjustments displays here.

Postings ( )This field displays the number of payments (in parenthesis) posted, if any, and the date of the last payment. Click the Search button to access the View Contract Postings screen, where you can view all payments posted for this contract.

Deferred ( )If payments for this contract were deferred, the number of payments deferred is displayed in parenthesis and the date of the last deferment is displayed. Click the Search button to access the View Deferred Payments screen, where you can view all deferment activity.

Late Fee Forgiven ( )

Current DueThe payment date and amount currently due for this contract displays here.
 

Past DueThe installment past due date and amount displays here. If there are multiple past due dates, an ellipsis (...) appears. To view the details of multiple past due dates, you can use the Open Item Receivables Inquiry.

Late FeeThe date and amount of the late fee, if any, displays here. If there were multiple late fees charged, an ellipsis (...) displays in place of the date and the total amount of late fees displays. Use the Open Item Receivables Inquiry to view multiple late fee charges.

Total DueThe total of the current due, past due, and late fee amounts displays here.  

Next DueThe next future (not cycled) due date and accompanying amount due displays here. If this contract has fully cycled, this field is blank. If this is a new contract that has not yet cycled, the first payment due date displays.

Payoff ValidThe payoff amount and date through which the payoff amount is valid displays here. Click the Search button to access the Calculate Payoff and Rebate Amounts screen, where you can specify other dates to calculate the payoff amount for those dates.  

Same as CashIf the contract includes a same as cash Type of contract where customer agrees to pay total amount due by specified date to avoid paying interest and insurance fees on financed amount. If customer pays by the due date, interest and insurance are rebated. promotion, this is the date by which the customer must pay the total amount in order to be granted full interest and insurance rebates.